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Retirement Planning Is Not Just About Money

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Retirement Planning Is Not Just About Money

Retirement planning. Have you remembered to plan how you spend your time as well as money?

You’ve worked all your life and now you are looking forward to retirement. How will you spend your time? Many people have not created balance in their lives between work and play, so when it comes to leisure time or retirement, they don’t know what to do with their time.If you no longer have to work, or you are working less, here are five areas that you can attend to regarding how you spend your time.

Physical Health

Consider joining a gym, getting on a regular exercise program, taking up a sport, taking dance lessons, and/or learning yoga or tai chi. Leisure years can be filled with aliveness if you take excellent care of your health.

Do some research on nutrition and learn how to create healthy meals. There are many excellent books on achieving a high level of health, even in your later years. You might have years to live so you might as well learn how to live them in a vital and healthy way!

Emotional and Spiritual Growth

If you had not given much attention to your emotional and spiritual health – to the journey of your soul – now is a good time to do it. Now you have the time to read the excellent and inspiring books on achieving inner peace and joy. You have the time to attend lectures, workshop and seminars on healing the beliefs that may be limiting you, on connecting with your personal spiritual Guidance, and on taking loving care of yourself and sharing your love with others. You have the time to learn and practice bonding/” title=”View all articles about Inner Bonding here”>Inner Bonding, and to become part of the wonderful bonding/” title=”View all articles about Inner Bonding here”>Inner Bonding membership community that will support you in deepening your emotional and spiritual growth.

If you have never been introspective and taken the time to get to know your self on the inner level, now is a great time!

Giving to Others

The most fulfilled people in life are those who find ways of giving to others and to the planet. If you have had to work hard all your life, you might not have had the time to volunteer or find other ways of helping. Now you have the time to explore what ways of giving really bring you joy. Would you enjoy volunteering at a day care center, sharing your love with little ones? Would you enjoy becoming part of a peer counseling group, supporting others in being all they can be? Would you receive satisfaction from becoming involved with groups that are helping the environment, helping the homeless, helping battered women and battered families, or helping abused children? Perhaps you would love to be involved with supporting the arts?

There are many fulfilling ways of giving and now you have an opportunity to discover which ways bring you joy.


Being involved in creative activities is one of the most fulfilling ways of spending time. What have you always wanted to learn to do? Do you want to learn to draw, paint, or make ceramic pots? Do you want to learn to work in wood, carving or making furniture? Have you always wanted to try your hand at writing, perhaps writing poetry, a novel, or a screenplay? Do you want to become an excellent chef? Maybe you want to learn more about interior design and home decorating? Perhaps you want to create a beautiful garden or learn about flower arranging? Have you always wanted to learn more about jewelry making, weaving, needlepoint, sewing or knitting?

Now is a great time to discover what creative activities being you inner peace and joy.


You might find that your physical activities – golf, bowling, and so on are the ways you play.  Or your creative activities may be the ways you play. You might also want to find other ways to play, such as playing board games, card games, or doing puzzles. You might enjoy computer games or the many games that are available through TV.

Don’t let your leisure years be boring and unfulfilling. If you do not have to work, you have great opportunities to develop yourself in so many ways!

[Margaret Paul Relationship Toolbox]


CO-CREATOR OF INNER BONDING Dr. Paul is the author/co-author of several best-selling books, including Do I Have To Give Up Me to Be Loved By You?, Inner Bonding, Healing Your Aloneness, The Healing Your Aloneness Workbook, Do I Have To Give Up Me to Be Loved By My Kids?, and Do I Have To Give Up Me To Be Loved By God? Dr. Paul's books have been distributed around the world and have been translated into eleven languages. Margaret holds a Ph.D. in psychology and is a relationship expert, noted public speaker, workshop leader, educator, chaplain, consultant and artist. She has appeared on many radio and TV shows, including the Oprah show. She has successfully worked with thousands of individuals, couples and business relationships and taught classes and seminars since 1967. Margaret continues to work with individuals and couples throughout the world -- mostly on the phone. She is able to access spiritual Guidance during her sessions, which enables her to work with people wherever they are in the world. Her current passion is working on and developing content for this Website, as well as distributing SelfQuest®, the software program that teaches Inner Bonding® and is donated to prisons and schools, as well as sold to the general public. Margaret is passionate about helping people rapidly heal the root cause of their pain and learn the path to joy and loving relationships. In her spare time, Margaret loves to paint, make pottery, take photos, watch birds, read, ride horses, and spend time with her grandchildren.

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